Only 33% of Mexicans have a credit card, while 51% are unbanked. OXXO PAY enables buyers in Mexico who do not have credit cards or use unauthorized debit cards to make purchases online.
With OXXO PAY, you can be part of the largest cash payment network in Mexico so that all your customers can pay you at more than 24,000 collection points in the country (and counting).
Your customer will be able to buy in your online store and pay in cash in +24,000 OXXO stores.
Get low-risk, chargeback-free payments.
Receive payment confirmations and your money instantly.
Pay only a 3.9% + VAT commission on each sale.
Choose a product and select OXXO PAY as your payment method
Your reference is generated to go pay at an OXXO.
Flexibility for your client
Transaction Visibility
Increase your business sales and give your customers the option to pay in cash.
What do I need to be able to use this service?
Start your registration by creating an account on our client portal and activating it. You must have some official documents (current INE, proof of tax status, among others) according to your business line. Once you complete your registration, in 2 business days our team will complete the validation, you will be able to view the status of your registration in the panel. Upon completing the validation, you will be given access to Production Mode (otherwise you will remain in Test Mode). The next step will be to integrate OXXO PAY to your site or mobile application. We have detailed documentation articles on our help portal to guide you. Once integrated, create a test order in Sandbox. This helps you validate that you have successfully integrated OXXO PAY.
What is Spin Negocios?
Spin Negocios is part of Spin, FEMSA's digital division that enables business growth through intuitive, simple and easy-to-integrate tools. OXXO PAY is part of its ecosystem of solutions.
What are the costs associated with using the service?
The cost depends on the industry; the average for commerce is 3.9%. This cost is only paid for completed transactions. In OXXO stores, the customer must pay a commission of MX$17.
How does the service work?
This service works through an integration within your platform, website or application, where the OXXO PAY option will remain visible within your Checkout and in this way your customers will be able to generate a cash payment reference which they must go to settle at the nearest OXXO store.
We are part of FEMSA; 134 years creating and transforming Mexico; now focused on the financial and digital transformation of the country through its businesses.
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